Retirement should be about freedom. But too many Australians are retiring without freeing themselves from the biggest master of all – debt and the Banks they owe money to.

In the perfect world, we’d all be debt free. 

​For most of us though, we can’t get by without it. The question is, how much debt is enough?  As they say, a little bit of something is alright, but too much is another story.

THE nation’s largest lender, Commonwealth Bank, has made a drastic move to put the brakes on investment lending. In a decision, that will likely see other lenders follow, the bank said it would be stopping the acceptance of any new refinance applications for investor loans from Monday February 13.