Meet Bill and Mary. Bill is a senior executive, Mary volunteers in their community. They have three kids, live in the suburbs, have a rental property and are saving for retirement.

But like 46% of adults in Australia, Bill and Mary do not have a will. They need one.

Here’s why.

A third of marriages end in divorce*. Relationship breakdown is an emotionally difficult time, that can have a significant financial impact as well, This impact can continue well into later life.  For example, households with men and women aged 55–64 years who haven't divorced earn around $10,000 a year more than those households headed by divorcees**of the same age.