This is part three of our budgeting series, showing you step by step how to take control of your money and get on track for a stress free retirement. If you missed them, links to Part 1 and 2 are below.

Thanks Mike and Helen for allowing me to share how you saved more than $15,000 per annum, using our "9 Pro Tips".  Mike and Helen are super determined to build some new habits now so they can remain living the good life well in to retirement.
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They are showing us all how to get it done!!

OK, so now we have debunked some myths about budgeting, are you ready to take control of your money, so you can stress less about retirement, and live a better life too?
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Here are 9 tips gleaned from 30 years of helping people with their money. Follow these, and you will be saving money like a pro in no time.